to qualify for a mortgage—not necessarily so.

Other factors that affect loan qualification are

credit history, assets and income.

We have a number of loan programs specifically

designed for the first time home buyer such as low

or no down payment options. We also have

programs for outstanding credit as well as less than

perfect credit. We can help you choose the right

loan. It's as important as choosing the right home.

Call me for a FREE, no obligation  mortgage

pre-approval to determine how much house you can

afford. Then trade that apartment for your own home.